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	<title>Ms. Money Savvy</title>
	<link>http://www.msmoneysavvy.com</link>
	<description>Leading the Way to Financial Independence</description>
	<lastBuildDate>Thu, 25 Feb 2010 14:54:16 +0000</lastBuildDate>
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		<title>Almost There!</title>
		<description><![CDATA[
 photo credit: the_amanda
As of last night, we have maxed out Mr. Savvy&#8217;s IRA for 2009.  Tomorrow is payday and we will send the final $850 to mine.  So the first goal of the year will be completed ahead of schedule (last day is April 15th).  Yay!
I haven&#8217;t been putting much extra to the car [...]]]></description>
		<link>http://www.msmoneysavvy.com/2010/02/25/almost-there/</link>
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		<title>You Get What You Pay For</title>
		<description><![CDATA[Mr. Savvy and I are going on a couple of ski trips soon and I need some new thermals.  However, being the cheapskate that I am, I didn&#8217;t want to shell out the big bucks for brands like UnderArmour.  I searched a number of sites and found a set on clearance at Sierra Trading Post.  [...]]]></description>
		<link>http://www.msmoneysavvy.com/2010/02/22/you-get-what-you-pay-for/</link>
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		<title>I Was Blind but Now I See</title>
		<description><![CDATA[Every year, I set some money aside in our flexible spending account.  I never put much since it&#8217;s use it or lose it.  This year we allocated $300 because I knew I needed some new glasses.  It&#8217;s been two years since my last pair of lenses and I knew my prescription had slightly changed since [...]]]></description>
		<link>http://www.msmoneysavvy.com/2010/02/10/i-was-blind-but-now-i-see/</link>
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		<title>Technical Difficulties</title>
		<description><![CDATA[My apologies for the recent technical difficulties. I&#8217;m back up and running. That said, I spent Saturday doing our taxes. There are a few forms that we&#8217;re waiting on (I&#8217;m looking at you ShareBuilder) but other than that, we&#8217;re done. While we owe less than I thought we would, it&#8217;s still a bundle. Therefore, we [...]]]></description>
		<link>http://www.msmoneysavvy.com/2010/02/03/technical-difficulties/</link>
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		<title>Two steps forward, two steps back</title>
		<description><![CDATA[Well, I&#8217;ve been good about bringing my lunch to work 2-3 days per week.  I&#8217;ve even gotten Mr. Savvy on board a little bit.  However, whatever I saved has been spent.  
I had to take my car to the dealer on Friday.  Thankfully it was still under warranty but I still [...]]]></description>
		<link>http://www.msmoneysavvy.com/2010/01/18/two-steps-forward-two-steps-back/</link>
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		<title>Happy New Year</title>
		<description><![CDATA[ photo credit: jurvetson


Happy New Year to everyone!  The partying is over and now it&#8217;s time to head back into reality.  I start back at work and school on Monday.  I didn&#8217;t make any resolutions but I do have a few financial goals for 2010.  Unfortunately, I may be stymied by [...]]]></description>
		<link>http://www.msmoneysavvy.com/2010/01/02/happy-new-year-2/</link>
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		<title>Year-End Money Moves</title>
		<description><![CDATA[
The end of the year is fast-approaching.  That means I spent a few hours yesterday looking at our finances.  Due to an extra paycheck that I wasn&#8217;t expecting (it was scheduled for Friday 1/1 but that&#8217;s a holiday so it was moved to Thursday 12/31), I was able to max out my 401k. [...]]]></description>
		<link>http://www.msmoneysavvy.com/2009/12/28/year-end-money-moves/</link>
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		<title>Stupid Money Tricks</title>
		<description><![CDATA[
 photo credit: goto10
In my zeal to get rid of all my &#8216;excess&#8217; bank accounts, I forgot one small detail&#8230;the mortgage comes out of the ING checking account.  I had already transferred all the money out when the December payment posted, or at least tried to post.  Of course, ING rejected the payment and sent [...]]]></description>
		<link>http://www.msmoneysavvy.com/2009/12/07/stupid-money-tricks/</link>
			</item>
	<item>
		<title>K.I.S.S.</title>
		<description><![CDATA[
 


 photo credit: jannemei
K.I.S.S. Keep it simple, silly. I decided that our finances have gotten much too complicated as of late. Three checking accounts and five savings accounts are just too much. As as of December 1, it will be bye-bye ING. Though I love them and have been happy with them, there&#8217;s no longer [...]]]></description>
		<link>http://www.msmoneysavvy.com/2009/11/25/k-i-s-s/</link>
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	<item>
		<title>So You Want a House &#8211; Part 4</title>
		<description><![CDATA[I may come back to saving on discretionary spending but a convo had with a friend makes me think this aspect is much more important.  JUST BECAUSE YOU CAN AFFORD A MORTGAGE DOES NOT MEAN YOU CAN AFFORD A HOUSE!  The fact you that you pay $900/month for rent doesn’t mean you can [...]]]></description>
		<link>http://www.msmoneysavvy.com/2009/11/23/so-you-want-a-house-part-4-2/</link>
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