Comments for Ms. Money Savvy http://www.msmoneysavvy.com Leading the Way to Financial Independence Tue, 07 Oct 2008 07:22:14 +0000 http://wordpress.org/?v=2.6.2 Comment on What NOT to Do When the Economy Is Bad by Matt - DollarTamer http://www.msmoneysavvy.com/2008/09/23/what-not-to-do-when-the-economy-is-bad/#comment-768 Matt - DollarTamer Wed, 01 Oct 2008 14:03:22 +0000 http://www.msmoneysavvy.com/?p=115#comment-768 Great points. Our family has been doing a ton of deal-hunting. My wife is busy clipping coupons and doing what she can to reduce our spending as much as possible. I'm still putting money into my 401k (NEVER stop contributing!), and pushing to put every extra penny on our existing debts. Great points. Our family has been doing a ton of deal-hunting. My wife is busy clipping coupons and doing what she can to reduce our spending as much as possible. I’m still putting money into my 401k (NEVER stop contributing!), and pushing to put every extra penny on our existing debts.

]]> Comment on What NOT to Do When the Economy Is Bad by Product Junkie Diva http://www.msmoneysavvy.com/2008/09/23/what-not-to-do-when-the-economy-is-bad/#comment-767 Product Junkie Diva Tue, 30 Sep 2008 15:23:01 +0000 http://www.msmoneysavvy.com/?p=115#comment-767 All great points, I totally agree. Thanks for the tips. All great points, I totally agree.
Thanks for the tips.

]]> Comment on Car Buying Tips by Fabulous Financials http://www.msmoneysavvy.com/2008/09/17/car-buying-tips/#comment-759 Fabulous Financials Mon, 29 Sep 2008 05:04:05 +0000 http://www.msmoneysavvy.com/?p=109#comment-759 Wow, this article sounds strikingly familiar. Good tips to follow. Wow, this article sounds strikingly familiar. Good tips to follow.

]]> Comment on Saving Money While on Vacation by Canny Squirrel http://www.msmoneysavvy.com/2008/09/11/saving-money-while-on-vacation/#comment-601 Canny Squirrel Mon, 15 Sep 2008 20:19:42 +0000 http://www.msmoneysavvy.com/?p=87#comment-601 Hi there Watch out - if you pay by VISA Debit you end up with a flat charge of about £1.70 per transaction whereas with Visa Credit it's a Percentage charge on the amount paid. Therfore better to pay for small items by VISA credit . I bought £3.00 equivalent bottle of water and the VISA Debit company charged me £1.70!!!! I wasn't a very canny squirrel at that point! PS. If you use a can of coke from the mini bar - just buy a can at a local shop and replace - bet it will save you almost the same again! Canny Squirrel! xx <em>Perhaps it's different in the UK, but with US card issuers, there generally ISN'T a flat fee charged. You're charged a percentage of the transaction amount (usually 1-3%).</em> Hi there

Watch out - if you pay by VISA Debit you end up with a flat charge of about £1.70 per transaction whereas with Visa Credit it’s a Percentage charge on the amount paid.

Therfore better to pay for small items by VISA credit .

I bought £3.00 equivalent bottle of water and the VISA Debit company charged me £1.70!!!!

I wasn’t a very canny squirrel at that point!

PS. If you use a can of coke from the mini bar - just buy a can at a local shop and replace - bet it will save you almost the same again!
Canny Squirrel!
xx

Perhaps it’s different in the UK, but with US card issuers, there generally ISN’T a flat fee charged. You’re charged a percentage of the transaction amount (usually 1-3%).

]]> Comment on Saving Money While on Vacation by Product Junkie Diva http://www.msmoneysavvy.com/2008/09/11/saving-money-while-on-vacation/#comment-597 Product Junkie Diva Fri, 12 Sep 2008 14:33:40 +0000 http://www.msmoneysavvy.com/?p=87#comment-597 Love these tips, thanks. I started receiving Money magazine which I won through your contest. Thanks so much. PJD Love these tips, thanks.
I started receiving Money magazine which I won through your contest. Thanks so much.
PJD

]]> Comment on Your Credit Score Affects More Than You Know by Eric Lee http://www.msmoneysavvy.com/2008/09/06/your-credit-score-affects-more-than-you-know/#comment-575 Eric Lee Sat, 06 Sep 2008 15:00:21 +0000 http://www.msmoneysavvy.com/?p=78#comment-575 Thanks for posting the article, was certainly a great read! Thanks for posting the article, was certainly a great read!

]]> Comment on Reason #17 to Have an Emergency Fund by MoneyEnergy http://www.msmoneysavvy.com/2008/07/29/reason-17-to-have-an-emergency-fund/#comment-242 MoneyEnergy Thu, 31 Jul 2008 16:57:07 +0000 http://www.msmoneysavvy.com/?p=75#comment-242 yikes, that's definitely no fun. But a perfect reason for that emergency fund. The only problem is having to build the emergency fund back up... yikes, that’s definitely no fun. But a perfect reason for that emergency fund. The only problem is having to build the emergency fund back up…

]]> Comment on Reason #17 to Have an Emergency Fund by JustWondering http://www.msmoneysavvy.com/2008/07/29/reason-17-to-have-an-emergency-fund/#comment-239 JustWondering Wed, 30 Jul 2008 19:22:56 +0000 http://www.msmoneysavvy.com/?p=75#comment-239 I totally agree with you in terms of having emergency cash. Just this past weekend my sister was in a jam and she wanted me to spot her. I wondered why she didn't have the money to do it herself and I realized that she really doesn't have one. Meanwhile, I'm so concerned about rainy days that I make a consious effort to save money as much as I can. Great Reminder...Great Post I totally agree with you in terms of having emergency cash. Just this past weekend my sister was in a jam and she wanted me to spot her. I wondered why she didn’t have the money to do it herself and I realized that she really doesn’t have one. Meanwhile, I’m so concerned about rainy days that I make a consious effort to save money as much as I can.

Great Reminder…Great Post

]]> Comment on Five Signs That You’re Living Beyond Your Means by Product Junkie Diva http://www.msmoneysavvy.com/2008/07/16/five-signs-that-youre-living-beyond-your-means/#comment-209 Product Junkie Diva Wed, 23 Jul 2008 14:51:43 +0000 http://www.msmoneysavvy.com/?p=74#comment-209 Great points to keep in mind. I know that I am not living beyond my means but I could be saving much more that I am saving currently. Thanks for the 5 signs. <em>That's why I try to automate my savings as much as possible. If I can't see it, I can't spend it :-)</em> Great points to keep in mind. I know that I am not living beyond my means but I could be saving much more that I am saving currently.
Thanks for the 5 signs.

That’s why I try to automate my savings as much as possible. If I can’t see it, I can’t spend it :-)

]]> Comment on Five Signs That You’re Living Beyond Your Means by Trevor's Personal Budget http://www.msmoneysavvy.com/2008/07/16/five-signs-that-youre-living-beyond-your-means/#comment-203 Trevor's Personal Budget Fri, 18 Jul 2008 05:12:16 +0000 http://www.msmoneysavvy.com/?p=74#comment-203 Great post. I couldn't agree more when it comes to your home. I think too many of us pay WAY TOO much for the homes we buy. My wife and I just battled with the idea of buying our first home right now; instead, we decided to rent for $600 per month and save the other $800 that would be put towards our house. Why not? We'll save for 2 or 3 years and later put a huge down payment on something that we adore. Great post.

I couldn’t agree more when it comes to your home. I think too many of us pay WAY TOO much for the homes we buy.

My wife and I just battled with the idea of buying our first home right now; instead, we decided to rent for $600 per month and save the other $800 that would be put towards our house. Why not? We’ll save for 2 or 3 years and later put a huge down payment on something that we adore.

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