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(Re)Balancing Act

photo credit: shellac
For the last few months, I haven’t touched my retirement accounts in light of the market’s erratic behavior. However, this weekend I finally sat down to rebalance my accounts. Because of all the fluctuations, my asset allocation was way off. Now, it’s still not where it needs to be but it’s not as [...]

DIY Savings

photo credit: TheTruthAbout…
This Old House published an article on 50 Nifty Tricks for Big DIY Savings.  A lot of them are simple and low-cost.  Here are some of the ones I might try at home.

Shorten your dryer-vent hose. First, disconnect it and vacuum it out. Then trim the hose length so that it’s just [...]

Guest Post – Interview With a Financial Planner

I’m on vacation this week.  Thanks so much to Cathy Curtis, of Curtis Financial Planning, for allowing me to interview her.
Tell us a little about yourself
I am a Fee-Only independent financial advisor, a Certified Financial Planner practitioner (CFP) and a Registered Investment Advisor (RIA) registered with the State of California. I own a firm based in [...]

Budgeting

photo credit: curiouslee
This weekend, I finally finished our 2009 budget.  Unlike traditional budgets, I don’t set a hard and fast dollar amount for each category.  Rather, I plan for the important things (tithes, taxes and retirement savings) then see what’s left after that.  That amount is considered discretionary spending (my personal spending, Mr. Savvy’s personal spending, [...]

It’s December Already!

Well, we didn’t have any  luck getting bumped from our flight on Wednesday.  Although the plane was full, the airport wasn’t nearly as hectic as in years past.  I guess people are flying less due to the economy.
I didn’t have any unplanned spending this weekend, but I spent nonetheless.  There was the rental car, gas [...]

Where Will YOU Be on Black Friday?

photo credit: Just Ssome Film
Where will you be on Black Friday?  I will be snuggled under the covers at my in-laws’ house.  I don’t like battling crowds, particularly in the cold and at the crack of dawn.  There’s nothing in particular that I’m in the market for right now (well maybe a mini-laptop) but [...]

Get Your Financial Questions Answered

photo credit: borrowed time | demi-brooke
I’ve decided to add a new ‘feature’ to this blog – answering reader questions.  Whether it’s a question about how to handle a particular situation or stock market terms or whatever, I will try my best to answer it for you.  You can leave a question in the comment [...]

Get Rich Quick!

Well, you won’t be rich but if you have a passport and vacation days to spare, you can make up to $2500 by participating in a jet lag study.  Unfortunately I just started a new position and just got back from vacation so I hate to leave again so quickly.  But my loss is your [...]