In a mere five weeks, I will finally have my car paid off. Three years and three months after I bought it. I love my car but having a car payment got old QUICKLY. Needless to say, I want to pay for the next one with cash. After the car is paid off, I will […]
photo credit: jannemei K.I.S.S. Keep it simple, silly. I decided that our finances have gotten much too complicated as of late. Three checking accounts and five savings accounts are just too much. As as of December 1, it will be bye-bye ING. Though I love them and have been happy with them, there’s no […]
I recently read the book Living Rich for Less. It was a quick read and had many useful tips for those still trying to pare down their budgets. Therefore, instead of letting the book collect dust on my bookshelf, I’ve decided to give it away to one of my fabulous readers. Simply leave a comment […]
photo credit: feverblue Last year, Suze Orman and TD Ameritrade sponsored a Save Yourself promotion. You would receive a $100 bonus for opening an IRA at TD Ameritrade and automatically funding it with at least $50/month for twelve months. I signed up and last week, I received my bonus. It’s nice to receive a 16% […]
photo credit: AMagill The American Recovery and Reinvestment Act of 2009—the new economic stimulus law signed on Feb.17—includes a key provision that impacts tax withholding amounts in employee paychecks. This provision, the “Making Work Pay” tax credit, requires employers to implement the new tax withholding changes by April 1. So look for a few extra […]
photo credit: Richard Faulder It’s been my experience that very few expenses are truly unexpected. Therefore it makes sense to plan ahead so that you don’t find yourself scrambling to pay bills. I like the technique a lot of people call a “freedom account” or “freedom funds”. If you look at your spending for the […]
photo credit: habi Once again, Kiplinger’s Magazine is offering FREE retirement advice. On January 13th and January 30th, you can call or go online (9 am – 6 pm EST) to talk with NAPFA financial planners. Just call 1-888-919-2345 or go to www.kiplinger.com/yourretirement/jumpstart/.
photo credit: sixty69niner The turning of the calendar to a new year can provide motivation and a fresh start. Leave all your financial garbage behind in 2008. Instead of making resolutions, take action to improve your finances for this year and the years to come. Set up a Christmas account – Congratulations if you […]