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Archive for the 'Insurance' Category

15 Things Your Car Insurance Company Doesn’t Want You to Know

( Insurance )

I found a great article on car insurance recently.  Here are just a few of the tips. 3. Bad credit affects your insurance rate. Many customers don’t realize that car insurance rates are determined partially by their credit scores. The lower the score, the higher the premium, so if you have bad credit, get ready […]

10 Insurance Shopping Tips to Lower Your Rates

( Insurance )

Cutting corners on insurance is almost never a good idea. One disaster could leave you in a financial pickle. However, that doesn’t mean that you can’t take other steps to lower your insurance rates. The following shopping tips will help you get more reasonable premiums on your policies. 1. Get Multiple Quotes Getting multiple quotes […]

Happy New Year

photo credit: jurvetson Happy New Year to everyone! The partying is over and now it’s time to head back into reality. I start back at work and school on Monday. I didn’t make any resolutions but I do have a few financial goals for 2010. Unfortunately, I may be stymied by the fact that our […]

Stagnant

( Insurance andIRA andTravel )

photo credit: zayzayem I promised the Frugalista that I’d get back on the bandwagon.  I’ve been slacking on my finances lately (like not contributing enough to my IRA) but no more.  This week, I’m going to actually do all the things on my financial to do list. I need to re-evaluate our asset allocation. I […]

Wednesday Roundup

I read a lot of other pf blogs so I’ve decided to share the posts that I find to be most interesting or helpful.  So here’s the first ‘Wednesday roundup’. The Six Investing Safeguards from Free Money Finance Do Emergency Funds Trump Debt Repayment from The Simple Dollar Finding the Balance Between Time and Money […]

The Financial Games We Play

photo credit: Leonid Mamchenkov For several months, I’ve been debating whether or not to get a Blackberry. While it would definitely be a great convenience, it isn’t a NEED. While I can justify the purchase price by using my ‘fun money’, I can’t justify the increased monthly bill. I currently pay $30.80/month and the Blackberry […]

Getting Rid of a Car?

photo credit: Casey Serin I’m considering getting rid of my car.  To give some background, we are a two person, three vehicle household.  We previously had two cars but purchased a pickup earlier in the year to use for home improvement projects.  (I blogged about it here – http://www.msmoneysavvy.com/2008/04/08/evaluating-the-wisdom-of-a-purchase/). Before we had the truck, Mr. […]

State of the (Financial) Union

It’s been a busy few months. Between home improvement projects, a new job and some travel, I haven’t been keeping a close watch on our finances. We’ve spent five figures on irregular expenses since May which is just plain crazy. Therefore, Mr. Savvy and I have set aside a date to review the ‘state of […]