Archive for the 'Frugality' Category

Putting Money Back into the Budget

I’ve been using the holiday down time to declutter as well as work on our 2011 budget. One thing that continually irks me is our homeowners insurance. The premium goes up every year (16% this year alone)! So I spent a little time online requesting quotes. However, nothing was much cheaper than what we were […]

Another Book Giveaway!

Recession vocabulary is everywhere—“recessionista”, “staycation”—but when it comes to changing habits, how can we actually go from being shopaholics to penny pinchers? The answer comes from a surprising source—bestselling author Sarah Strohmeyer’s new novel THE PENNY PINCHERS CLUB. In it, Kat Griffiths has never saved a penny in her life. But when she begins to […]

The Ethics of Accepting Financial Aid

photo credit: m.a.r.k Is it ethical to accept financial if you don’t need the funds? I recently applied for a certificate program (meaning less coursework than an associate’s degree) at a local community college. In-state tuition is not expensive and I applied with the full intention of paying for whatever courses are required. However, along […]

How to Keep Your Money While Keeping Cool

( Frugality )

photo credit: DRB62 Spring is coming to an end and the weather is definitely getting warmer. If you’re like me, you try to resist turning on the AC as long as possible. However, that’s only delaying the inevitable. So here are some ways to keep cool AND save money. Increase the temperature on your thermostat […]

DIY Success

( Deals andFrugality )

photo credit: wayneandwax Unless the people in my previous post, Mr. Savvy and I generally have great success with our DIY projects.  Case in point, for the last few weeks, there has been a strong gas smell when we use the oven.  I finally decided to call the gas company, sooner rather than later, as […]

DIY Madness

( Frugality )

photo credit: superk8nyc In these tough economic times, many people are starting to DIY.  However, some things are best left to the professionals.  A recent NY Times article provides a humorous example – “One of my clients decided to bleach her hair all over instead of coming in to get a full head of highlights,” […]

Summer Spending

Summer is right around the corner and with it comes my annual quest for summer clothes/shoes.  I have yet to figure out why I never seem to have enough summer clothes.   I haven’t done much shopping yet.  The little I did do was compliments of a Macy’s one day sale + coupon + gift card […]

Book Giveaway!

I recently read the book Living Rich for Less.  It was a quick read and had many useful tips for those still trying to pare down their budgets.  Therefore, instead of letting the book collect dust on my bookshelf, I’ve decided to give it away to one of my fabulous readers.  Simply leave a comment […]