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But It’s Just $2/Month

photo credit: Pacdog
Yesterday, one of my coworkers asked me which brokerage I used for my IRA and if I was satisfied with them.  I told her I had two - one with TD Ameritrade and one with ShareBuilder - and I was happy with both.  I also told her that ShareBuilder has a $25 [...]

Save Money by Using What You Have

 
photo credit: MoBikeFed
Lately I’ve been hearing/reading about the new Wii Fit.  I’m always saying that I’m going to start working out so I thought it might be a fun (albeit costly) way to motivate myself.  After further consideration and some subliminal messages from Mr. Savvy (playing YouTube reviews of the Wii Fit that [...]

Just Ask!

I’ve had my cellphone with Sprint forever.  (Yeah, I know everyone else hates them but I haven’t had any problems.)  I have one of the cheapest plans they offer because I don’t really talk on the phone that much.  In addition, I get a 5% discount through my employer.  A few months ago, I kept hearing [...]

Why Pay More if You Don’t Have to?

I try to be frugal whenever possible but I probably have a bit different perspective than most.  I’m not interested in frugality in terms of doing without or not buying the things that I want.  My concerns are not being wasteful and getting the most for my money.
For example, I’m attending a baby shower in [...]

What’s on My Financial Plate

Well, not much is going on with me financially right now. My finances are pretty much on auto-pilot but I’m always trying to find new ways to maintain the same standard of living while spending less and saving more. For example, I subscribe (free with FF miles of course) to Allure magazine. [...]

Fabulous Yet Frugal Travel

People often ask how can they save/reduce spending while still enjoying life. The goal is not to deprive yourself but rather find ways to do the same things cheaper. Here are some ideas for saving money on travel.
DESTINATION
Be flexible – Unless there’s a specific reason for going to a certain location, check out alternates. Hubby [...]

Six Ways to Save on Healthcare

photo credit: Jaye_Elle
Healthcare costs are on the rise. However, there are steps you can take to reduce what you spend.

Use a flex spending account - If you know you will have medical expenses (copays, prescriptions, etc.) over the course of the year, you can choose to have pre-tax money set aside. After you incur [...]

Go Green While Saving Green

Kill two birds with one stone.  Go green while saving green.  There are many ways to save money and the environment.

Use CFLs (compact fluorescent lightbulbs) – While the initial cost is somewhat higher than standard bulbs, CFLs use less energy.  If you install CFLs in your most-used fixtures, you can easily recoup their initial cost.

Bricks [...]

Five Frugal Dates for Valentine’s Day

A lot of people make a big fuss about Valentine’s Day.  While I can definitely appreciate the sentiment, you don’t have to spend a lot of money to show someone you care.  Here’s my top five list of frugal, yet romantic, dates.

Instead of going out to dinner, cook dinner with your Valentine.  In addition to avoiding [...]