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Don’t Let Molehills Turn into Mountains

photo credit: tompagenet
Part of keeping your financial house in order is preventive maintenance / nipping things in the bud.  Small issues, left unchecked, can turn into big problems.  Case in point,  I spoke with an acquaintance over the weekend who wanted to pay me to ‘fix’ his credit.  Of course I declined because there’s [...]

Credit Report Codes Explained

I found this link on The Consumerist, so thanks to them.
Oftentimes, when you receive your credit report, there will be ‘reason codes’ or ‘action codes’ that define your risk factor. The following site explains the codes as well as what you can do to improve your credit rating for each of the codes received.
http://scottsecor.com/credit/pages/MC_reasons.html

How NOT to Get and Keep a Great Credit Score

Lately, there has been a lot of focus on getting and keeping a good credit score. Here are a few things NOT to do if you want to maintain your good credit.

Make your payments late - Even one 30 day late payment can significantly reduce your credit score. Send in at least the [...]