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Archive for the 'Budgeting' Category

Putting Money Back into the Budget

I’ve been using the holiday down time to declutter as well as work on our 2011 budget. One thing that continually irks me is our homeowners insurance. The premium goes up every year (16% this year alone)! So I spent a little time online requesting quotes. However, nothing was much cheaper than what we were […]

What’s Going On

Sorry I’ve been lax with the updates.   What’s going on with me?  Today is the final exam in the class I’ve been taking.  So far, I’ve gotten no less than 94 on all the tests and homework.  I have one more assignment to turn in today (which might even be a B because I gave […]

Budgeting

( Budgeting )

Soon, it will be time to start thinking about next year’s budget.  I took a preliminary stab earlier this week and I don’t like what I see.  So what I am going to do about it?  I don’t know yet. Travel is really the budget buster but anyone who knows me knows how I love […]

Book Giveaway!

I recently read the book Living Rich for Less.  It was a quick read and had many useful tips for those still trying to pare down their budgets.  Therefore, instead of letting the book collect dust on my bookshelf, I’ve decided to give it away to one of my fabulous readers.  Simply leave a comment […]

Repost – Handling Unexpected Expenses

photo credit: Richard Faulder It’s been my experience that very few expenses are truly unexpected. Therefore it makes sense to plan ahead so that you don’t find yourself scrambling to pay bills. I like the technique a lot of people call a “freedom account” or “freedom funds”. If you look at your spending for the […]

Ten Tips for Better Money Management

I love credit unions and have been a member of a number over the years, starting when I was a teenager.  In addition to personalized service, credit unions often have better loan rates.  My very first car loan (when I was fresh out of school) was from a credit union.  That said, here are some tips […]

The Financial Games We Play

photo credit: Leonid Mamchenkov For several months, I’ve been debating whether or not to get a Blackberry. While it would definitely be a great convenience, it isn’t a NEED. While I can justify the purchase price by using my ‘fun money’, I can’t justify the increased monthly bill. I currently pay $30.80/month and the Blackberry […]

Saving Money While on Vacation

photo credit: Roebot Many people research ways to save money when planning a vacation such as airfare or lodging deals.  However, most fail to evaluate ways to save money while ON vacation.  Mr. Savvy and I recently returned from a week in Mexico.  Here are some of the tips we used to save money while […]